Wow, this is super late! I usually try to post our financial update in the first week of the month and here I am posting it on the 27th day of the month. Yeesh!
Well, anyway...as you all know, our little Savannah finally arrived on September 30th, fourteen full days past her due date. (Little stinker!) So after those few extra weeks of eating out and getting take out way more often than was probably necessary, I was very surprised to discover that we actually had a fairly good month for our savings account!
We were hoping to make it to 70% of our FFEF last month (a pretty lofty goal) and we got pretty close. We also started saving for our trip in March. Other than that, nothing too exciting took place.
So here we go....
REVISED GOAL #1: Save up and pay CASH for our trip to Texas next March. ---- 25% completed ----
Goal #2: Fully fund our 6 month emergency fund and put into a money market account to be left UNTOUCHED unless there is an actual emergency. ---- 66.6% completed!! ----
Goal #3: Save for my husband to get a "new" (that means used) car. ---- Still on hold. No major issues with the car at this time. ----
Goal #4: Raise retirement contributions to 12% (with a 4% match).
Goal #5: Open a money market account for each of our children.
Goal #6: Begin paying extra principal on our mortgage.
Goal #7: Establish a will and testament. ---- I admit it. I am a total failure in this department. ----
Goal #8: Get disability insurance for both my husband and me. ---- I mention this to my husband occasionally. He seems to think it's like a one-page worksheet that I can fill out for him. Not so much. I'm blaming this one not being done on him. :) ----
So there you have it. We will surely make it to 70% of our FFEF this month, and I'll be SO excited to report whenever we reach 75%! (I have a thing with fractions, apparently.) We were really hoping to reach 100% by the end of 2009, but we also realized that it likely wouldn't actually happen. And now we're saving for our Texas trip, so that's pulling a little bit of what would have gone into our savings. But we're so looking forward to our trip! So we imagine it will probably be closer to March or April that we can completely fund our FFEF.
Keep on keeping on!
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